We paid off a credit card today! This one was a bit of a tough battle.
At the end of each month we make our "snowball payment" (that way if there was money left in the food or gas budget, it jumps in to pay off the debt) Well there was a mistake and Bank of America was trying to pull the payment out of a bank account we don't use. Dealt with the charges from our bank, and then Bank of America refunded our current account. We called them to try and fix it and they told us to pay our credit card twice the original payment. -Shrug- ok. Then, yesterday, we were hit with the amount we'd originally paid and $25 bank fee.
After primal screaming for about 15 minutes, I chatted with a Bank of America representative and the bank fee was waived as a "courtesy" to me. Oh thanks for the courtesy of not making me pay for your mistake BOA.
We have a car loan with BOA as well. We're not quite done with this BOA constrictor yet.
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